​​​​© 2016 Steven C. Kletzkin


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What are Your Responsibilities as an Insured?

      In general terms, an insurance policy protects an insured against foreseeable loss. As an insured, you have the responsibility to attempt to prevent that loss from taking place. However, if that loss does take place, the responsibility of the insured is, at the very least, to assist the insurance carrier in investigating the claim after it's been submitted to help them determine whether or not the loss is covered and to what extent they're responsible to pay out on that loss.